{"id":173,"date":"2025-10-12T15:35:57","date_gmt":"2025-10-12T23:35:57","guid":{"rendered":"https:\/\/jsalanllc.com\/home\/?page_id=173"},"modified":"2025-10-12T23:04:55","modified_gmt":"2025-10-13T07:04:55","slug":"ria","status":"publish","type":"page","link":"https:\/\/jsalanllc.com\/home\/ria\/","title":{"rendered":"RIA"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-bbf72063 wp-block-group-is-layout-constrained\" style=\"margin-top:0;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--30)\"><div style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50);\" class=\"aligncenter wp-block-site-logo\"><a href=\"https:\/\/jsalanllc.com\/home\/\" class=\"custom-logo-link\" rel=\"home\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"71\" src=\"https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/JSA-Logo-Small.png\" class=\"custom-logo\" alt=\"JS Alan\" srcset=\"https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/JSA-Logo-Small.png 898w, https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/JSA-Logo-Small-300x107.png 300w, https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/JSA-Logo-Small-768x273.png 768w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a><\/div>\n\n<nav class=\"is-responsive items-justified-center wp-block-navigation is-content-justification-center is-layout-flex wp-container-core-navigation-is-layout-a89b3969 wp-block-navigation-is-layout-flex\" aria-label=\"Navigation\" \n\t\t data-wp-interactive=\"core\/navigation\" data-wp-context='{\"overlayOpenedBy\":{\"click\":false,\"hover\":false,\"focus\":false},\"type\":\"overlay\",\"roleAttribute\":\"\",\"ariaLabel\":\"Menu\"}'><button aria-haspopup=\"dialog\" aria-label=\"Open menu\" class=\"wp-block-navigation__responsive-container-open always-shown\" \n\t\t\t\tdata-wp-on--click=\"actions.openMenuOnClick\"\n\t\t\t\tdata-wp-on--keydown=\"actions.handleMenuKeydown\"\n\t\t\t><svg width=\"24\" height=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\"><path d=\"M5 5v1.5h14V5H5z\"><\/path><path d=\"M5 12.8h14v-1.5H5v1.5z\"><\/path><path d=\"M5 19h14v-1.5H5V19z\"><\/path><\/svg><\/button>\n\t\t\t\t<div class=\"wp-block-navigation__responsive-container hidden-by-default has-background\" style=\"background-color: #faf5eb\" id=\"modal-1\" \n\t\t\t\tdata-wp-class--has-modal-open=\"state.isMenuOpen\"\n\t\t\t\tdata-wp-class--is-menu-open=\"state.isMenuOpen\"\n\t\t\t\tdata-wp-watch=\"callbacks.initMenu\"\n\t\t\t\tdata-wp-on--keydown=\"actions.handleMenuKeydown\"\n\t\t\t\tdata-wp-on--focusout=\"actions.handleMenuFocusout\"\n\t\t\t\ttabindex=\"-1\"\n\t\t\t>\n\t\t\t\t\t<div class=\"wp-block-navigation__responsive-close\" tabindex=\"-1\">\n\t\t\t\t\t\t<div class=\"wp-block-navigation__responsive-dialog\" \n\t\t\t\tdata-wp-bind--aria-modal=\"state.ariaModal\"\n\t\t\t\tdata-wp-bind--aria-label=\"state.ariaLabel\"\n\t\t\t\tdata-wp-bind--role=\"state.roleAttribute\"\n\t\t\t>\n\t\t\t\t\t\t\t<button aria-label=\"Close menu\" class=\"wp-block-navigation__responsive-container-close\" \n\t\t\t\tdata-wp-on--click=\"actions.closeMenuOnClick\"\n\t\t\t><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m13.06 12 6.47-6.47-1.06-1.06L12 10.94 5.53 4.47 4.47 5.53 10.94 12l-6.47 6.47 1.06 1.06L12 13.06l6.47 6.47 1.06-1.06L13.06 12Z\"><\/path><\/svg><\/button>\n\t\t\t\t\t\t\t<div class=\"wp-block-navigation__responsive-container-content\" \n\t\t\t\tdata-wp-watch=\"callbacks.focusFirstElement\"\n\t\t\t id=\"modal-1-content\">\n\t\t\t\t\t\t\t\t<ul class=\"wp-block-navigation__container is-responsive items-justified-center wp-block-navigation\"><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/\"><span class=\"wp-block-navigation-item__label\">JS Alan Home<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/index.php\/portal\/\"><span class=\"wp-block-navigation-item__label\">Portal<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/index.php\/ria\/\"><span class=\"wp-block-navigation-item__label\">RIA<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/ourprocess\/\"><span class=\"wp-block-navigation-item__label\">Our Process<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/moneymindset\/\"><span class=\"wp-block-navigation-item__label\">Money Mindset<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/index.php\/aboutus\/\"><span class=\"wp-block-navigation-item__label\">About US<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/privacypolicy\/\"><span class=\"wp-block-navigation-item__label\">Privacy Policy<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/jsalanllc.com\/home\/contactus\/\"><span class=\"wp-block-navigation-item__label\">Contact Us<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/client.schwab.com\/Areas\/Access\/Login\"><span class=\"wp-block-navigation-item__label\">Charles Schwab<\/span><\/a><\/li><li class=\" wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/www.capitalgroup.com\/individual\/accounts\/login.htm\"><span class=\"wp-block-navigation-item__label\">American Funds<\/span><\/a><\/li><\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/nav><\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0\">\n<figure class=\"wp-block-image alignwide size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/RIA43-1024x683.png\" alt=\"\" class=\"wp-image-335\" srcset=\"https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/RIA43-1024x683.png 1024w, https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/RIA43-300x200.png 300w, https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/RIA43-768x512.png 768w, https:\/\/jsalanllc.com\/home\/wp-content\/uploads\/2025\/10\/RIA43.png 1152w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center\" style=\"margin-top:var(--wp--preset--spacing--40)\"><strong>What Is An RIA?<\/strong><\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--40);margin-bottom:0\"\/>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center has-large-font-size\" style=\"margin-top:var(--wp--preset--spacing--50)\"><strong>Independent. Objective. Client-Focused.<\/strong><\/h3>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">JS Alan is a Registered Investment Advisor (RIA) \u2014 an independent financial firm dedicated to delivering objective, personalized guidance.<\/p>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">As fiduciaries, we are legally and ethically bound to act solely in our clients\u2019 best interests \u2014 the highest standard of care in the financial industry.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--20)\"><strong>A Fiduciary Standard You Can Trust<\/strong><\/h3>\n\n\n\n<p class=\"has-large-font-size\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">Unlike brokers who may earn commissions on product sales, we operate on a fee-only basis.<br>Our recommendations are free from sales incentives and conflicts of interest \u2014 driven entirely by your goals, not by compensation structures.<\/p>\n\n\n\n<p class=\"has-large-font-size\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">We believe trust is earned through clarity, transparency, and accountability. Every decision, every plan, every investment is designed to serve your best interest.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-large-font-size\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Regulated and Responsible<\/strong><\/h3>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">Registered Investment Advisors are overseen by the U.S. Securities and Exchange Commission (SEC) or by state securities authorities.<\/p>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">This oversight ensures that we uphold strict compliance standards, disclose all fees and potential conflicts, and protect client assets through rigorous safeguards.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Beyond Compliance \u2014 A True Partnership<\/strong><\/h3>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">At JS Alan, fiduciary duty isn\u2019t just a regulatory label \u2014 it\u2019s the foundation of how we serve.<br>We take time to understand your priorities, design thoughtful strategies, and manage portfolios with discipline and care.<\/p>\n\n\n\n<p class=\"has-large-font-size\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">Our mission is simple: <em>to help you make confident, informed decisions about your financial future.<\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-5d2f8bdc wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--30)\">\n<p class=\"has-text-align-center has-small-font-size\">\u00a9 2025 JS Alan LLC. All rights reserved.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>What Is An RIA? Independent. Objective. Client-Focused. JS Alan is a Registered Investment Advisor (RIA) \u2014 an independent financial firm dedicated to delivering objective, personalized guidance. As fiduciaries, we are legally and ethically bound to act solely in our clients\u2019 best interests \u2014 the highest standard of care in the financial industry. A Fiduciary Standard [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-173","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/pages\/173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/comments?post=173"}],"version-history":[{"count":19,"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/pages\/173\/revisions"}],"predecessor-version":[{"id":356,"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/pages\/173\/revisions\/356"}],"wp:attachment":[{"href":"https:\/\/jsalanllc.com\/home\/wp-json\/wp\/v2\/media?parent=173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}